Features How it Works Benefits Get Early Access
Join early access Track your UPI spending with less effort
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Now open · Limited early access

Understand where your UPI money actually goes

SpendWise automatically tracks your UPI payments and shows spending insights — giving you real financial control in seconds.

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PS
AM
VT
SK
Join early users and take control of your finances
📊
₹4,820 savedthis month
32 trackedUPI transactions
🔔
Budget alertFood at 85%
Categories
March 2025 · ₹12,480
Food40%
Travel25%
Shopping18%
Bills17%
🍕
Food₹4,992
🚗
Travel₹3,120
🛍
Shopping₹2,246
9:41●●● WiFi 🔋
Scan & Track
Point at any UPI QR code
Amount detected
₹ 249.00
🍕 Food
🚗 Travel
🛍 Shop
💡 Bills
Pay & Track →
🔔
Total spent this month
₹ 12,480
Saved₹4,820
Txns32
Budget72%
Weekly Trend↓12% vs last
M
T
W
T
F
S
S
Recent
🍕
Zomato
Today 1:30 PM
-₹249
🚗
Ola Auto
Today 10:15 AM
-₹85
🛍
DMart
Yesterday
-₹1,240
The Problem

Why people lose track
of their money

UPI made payments effortless — but nobody built the tool to make sense of all those transactions.

🕳️

UPI spending not tracked

You pay via UPI dozens of times a week, but there's no single view showing you where all that money actually went.

Small expenses ignored

₹50 here, ₹120 there — they feel trivial, but they silently add up to thousands every month you never consciously chose to spend.

📉

No actionable insights

Bank SMS messages and statements are data dumps. You need patterns, category breakdowns, and smart alerts — not rows of merchant codes.

The Process

Four steps to total clarity

From scanning a QR to full financial insights — in seconds.

1
📷

Scan QR Code

Open SpendWise, point at any UPI QR before you pay. Takes under a second.

2
🏷️

Tag Category

One tap to tag — Food, Travel, Shopping. AI auto-suggests based on the merchant.

3

Pay Normally

Proceed with your usual UPI app. SpendWise logs it silently in the background.

4
📊

Get Insights

View weekly trends, category charts, and smart budget alerts that actually help.

Features

Everything you need,
nothing you don't

Four tools that close the gap between spending money and understanding it.

📷

QR Tracking

Log every UPI payment at the moment of action. Nothing slips through the cracks.

🧠

Smart Analytics

AI-powered category detection and trend analysis. Patterns you'd never spot manually.

📅

Monthly Reports

Clean visual reports every month. Exportable, shareable, and actually readable.

🔔

Budget Alerts

Set category budgets. Get notified at 75% and 100% usage before you overspend.

App Preview

Built for the way
India pays

Clean, fast, and built into your payment flow. SpendWise fits naturally into how you already use UPI.

Categories
April 2025 · ₹18,320
Food40%
Travel24%
Shopping18%
Fun18%
🍕
Food₹7,328
🚗
Travel₹4,397
🛍
Shopping₹3,298
⚙️
Total this month
₹ 18,320
Saved₹4,820
Transactions47
Budget used72%
Spending Trend↓18% vs last month
W1
W2
W3
W4
W5
W6
W7
Recent transactions
🍕
Swiggy
Today
-₹320
🚗
Rapido
Yesterday
-₹65
🎬
BookMyShow
Saturday
-₹480
9:41●●● 🔋
Scan & Track
Point at any UPI QR code
Merchant detected
Haldiram's
Enter amount
₹ 180
🍕 Food
☕ Cafe
🛍 Shop
Pay & Log →
What You Gain

Financial clarity,
starting today

Most people know they overspend. Few know exactly where. SpendWise eliminates that blind spot permanently.

Know where every rupee goesEvery UPI payment tagged, categorised, and visible. No more mystery deductions at month-end.
Cut waste spendingPatterns reveal leaks. Identify which habits cost you most and fix them systematically.
Build saving habitsVisibility creates accountability. Users save 15–25% more within 60 days of using SpendWise.
Complete financial awarenessMake confident money decisions from a position of knowledge, not guesswork.
💰
₹4,820
Average monthly savings unlocked per user
📊
94%
Users feel more financially in control
3 sec
Average time to log a transaction
🎯
1,200+
People already on the waitlist
Early Access

Be among the first
SpendWise users

Limited spots available. Get priority access, early features, and shape the product from day one.

🎉 You're on the list! We'll reach out when SpendWise launches.
Launching soon · No bank login required · Privacy first design
RK
PS
AM
VT
SK
1,200+ people already waiting